Mercedes-Benz Truck & Van NI Tel: 0845 127 9331

Finance


 
Finance Products

At Mercedes-Benz we understand the complexities of running a modern-day business, but did you know you can get much more than just company vehicles from us, we offer a variety of finance agreements that can aid both you and your business.


How Agility works

A flexible method of financing a vehicle over a fixed term. The agreement defers your decision of whether you purchase, hand back or part-exchange your vehicle until the end of your agreement.

At the start of an Agility agreement, you decide an amount you would like to put down as a deposit and decide the term of your agreement as well as your annual mileage. Your Finance Specialist will advise you of the Optional Purchase Payment of your chosen Mercedes-Benz Van, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future (this is also known as the Optional Final Payment).

The Optional Purchase Payment helps you guard against the risk of unplanned depreciation and enables you to benefit from lower monthly payments as you are only financing a proportion of the vehicle values.

Throughout your agreement you simply pay your agreed monthly payments.

 

 

 

Purchase your van

Purchase your Mercedes-Benz
by paying the Optional
Purchase Payment and
Purchase Activation Fee.
This will complete the purchase
of your Mercedes-Benz,
leaving you free to simply
enjoy your vehicle.

Hand back your vehicle

If you decide to return your vehicle
to us, it must be in line with our Vehicle Return Standards, as
vehicle conditions, excess mileage
and other charges may be
payable.



Part-Exchange for a new
vehicle

Pay the Optional Final Payment
and Option to Purchase Fee. This
will complete the purchase of your vehicle, allowing you to
part-exchange for a new
Mercedes-Benz.


 


How Hire Purchase works

A straightforward route to ownership. This is the perfect way to buy a Mercedes-Benz if you want to work your way up to full ownership, spreading the overall cost over a fixed term.

Decide the amount you would like to put down as a deposit on your chosen van and confirm the term of your agreement. Throughout the agreement you pay the regular instalments over the agreed term until the remainder of its value is repaid.

 


At the end of your agreement

You will own the vehicle outright, once your final payment is made as well as the Option to Purchase Fee.

 


How Operating Lease works

A solution for those who want to drive one of our vehicles over a fixed term, with lower monthly rentals and without the worries or commitment of ownership.

At the start of your agreement you pay an advance rental upfront. Your monthly rentals are based on the difference between the initial value of the vehicle and its projected residual value at the end of your agreement. Therefore, only a proportion of the vehicle’s value is repaid, which avoids a large initial expense and keeps monthly payments lower.

 



At the end of your agreement

Simply return your vehicle with nothing more to pay, subject to it being in line with our Vehicle Return Standards as vehicle condition, excess mileage and other charges may be payable.

 


How Contract Hire works

At the start of your agreement you pay an advance rental upfront. Your monthly rentals are based on the difference between the initial value of the vehicle and its projected residual value at the end of your agreement. Therefore, only a proportion of the vehicle’s value is repaid, who avoids a large initial expense and keeps monthly payments lower.

With a Contract Hire agreement, you can choose from our ‘No Maintenance’, ‘Service Only’, ‘Full Maintenance’ or ‘Full Maintenance with Tyres’ options. This means the costs are fixed over the term of the agreement allowing you to easily manage your budget and reduce any unexpected costs.




At the end of your agreement

Simply return the vehicle with nothing more to pay subject to it being in line with our Vehicle Return Standards as vehicle condition, excess mileage and other charges may be payable.

 


 

How Finance Lease works

 

At the start of your agreement you decide on the length of your agreement and pay an agreed number of advance rentals up front. These rentals are based on the vehicles value over the term of your agreement.

Alternatively, you could opt for a lump sum payment. This option features a large payment that is due at the end of the agreement. This will reduce your regular payments. Then throughout your agreement you make regular instalments until your agreement comes to an end.


     
Extend your agreement

Continue to use the vehicle
for a further agreed period
and pay a ‘peppercorn’
payment equal to one
month’s rental per annum.

Sell your vehicle to an
independent third party

We will invoice the third party
and return 95% of the sales
proceeds to you.


Return the vehicle and we
will sell it on your behalf

We will sell the vehicle on
your behalf and will return
95% of the proceeds to you
(minus any reseller fees).